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Terms and Conditions

Important Legal Notice

Please read this information carefully. Access to this website is confirmation that you have understood and agreed to be bound by all of these terms and conditions. The information published on the Irish Life Investment Managers website is provided as a convenience to visitors and should be used for information purposes only and is subject to change without notice. Also, Irish Life Investment Managers may alter the Terms and Conditions of its website in the future.

Important Information

These pages are for Irish Residents for tax and Investment purposes only. The distribution of the information contained in this web site may be restricted by law and, accordingly, persons who access it are required to inform themselves and to comply with any such restrictions. This information does not constitute an offer or solicitation in any jurisdiction in which such an offer or solicitation is not authorised or to any person to whom it is unlawful to make such an offer or solicitation. Each time you use the site, a condition of use is that you comply with all of the terms contained on this page.

Applicable law

This website is established by Irish Life Investment Managers in the Republic of Ireland. Any use of it shall at all times be governed by the law of the Republic of Ireland and, in the event of any dispute, all relevant parties shall irrevocably submit to the exclusive jurisdiction of the courts of the Republic of Ireland.


While Irish Life Investment Managers uses reasonable efforts to ensure that the information contained on its website is current, accurate and complete at the date of publication, no representations or warranties are made (express or implied) as to the reliability, accuracy or completeness of such information. Irish Life Investment Managers therefore cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on this website. In addition, no warranty is given as to the freedom of this website from errors, defects, viruses or other malicious programs or macros.

Please remember that past performance may not be a reliable guide to future performance. The price of units, and income from them, may go down as well as up and investors may not get back the amount invested. An investment should be regarded as long term. Changes in exchange rates will affect the value of Fund investments overseas. Investments in newer markets offer the possibility of higher returns but also involve a higher degree of risk. Investors are reminded that the issue of units may be subject to an initial charge and may have an impact on realisable value of the investment, particularly in the short term.

This material is for information only and does not constitute an offer or recommendation to buy or sell any investment, or subscribe to any investment management or advisory service. It is intended for the use of institutional and other professional investors.


This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States . Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.


Where a link to a non-Irish Life Investment Managers website exists which has not been authorised by Irish Life Investment Managers, Irish Life Investment Managers will not be responsible or liable in any way for the content of such linked website including any products, services or other items offered through that website.

Copyright Notice

Save where otherwise specified the contents of all the pages contained in the web site are © Irish Life Investment Managers, 2017. Reproduction (save for an electronically stored transient copy for the sole and exclusive purpose of personal on-line viewing) of all or part of these pages in any form is strictly prohibited. Subject to all copyright and other proprietary notices being observed and retained, individual sections of the website may be downloaded or printed solely for personal use and information. It is not permitted to reproduce (in whole or in part), modify, de-compile, disassemble or transmit or use for any commercial purpose whatsoever any information from this website without receiving the prior written consent of Irish Life Investment Managers.


Irish Life Investment Managers Limited, ILIM, is authorised as an investment firm by the Central Bank of Ireland under the European Union (Markets in Financial Instruments) Regulations 2017 - S.I. No. 375/2017. ILIM has been granted the International Adviser exemption from registration in Manitoba and Ontario, Canada. Irish Life Investment Managers Limited is a registered investment adviser with the U.S. Securities and Exchange Commission under the Investment Advisers Act of 1940. ILIM is a member of the Irish Association of Investment Managers. The Irish Life Investment Managers company is registered in Ireland. Registered office is situated at Beresford Court, Beresford Place, Dublin 1. Registered Number 116000.